Integration enhancements

We have released automatic updates to our Banking VOI and Banking VOAI reports to make income calculations more accurate and report outputs easier to review.

✔️ Updated VOI and VOAI PDFs: Banking VOI and Banking VOAI report PDFs have been refreshed to reflect the latest income calculation and report output updates.

✔️ More accurate gross income calculations: Updated tax assumptions and state-level logic improve net-to-gross estimates.

✔️ Better income stream detection: Payment app deposits like Venmo and Zelle, along with check/cash and wire deposits, are now evaluated more precisely so related deposits are grouped into income streams and unrelated deposits are less likely to be counted as income.

✔️ Improved projected income logic: Infrequent, older, low-dollar non-paycheck deposits, and identified tax refunds are less likely to be treated as active ongoing income or projected forward.

✔️ New gross income fields in report JSON: Banking VOI and VOAI JSON now includes net_monthly[].gross and average_monthly_income_gross on each income stream.